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Consumer Credit Act 2006 - reform of the Consumer Credit Act 1974

These pages give information on:

  • alternative dispute resolution scheme
  • Consumer Credit Appeals Tribunal
  • indefinite licences
  • information sheets
  • investigation and information-gathering powers
  • new licence categories
  • notifying changes in information
  • post-contract transparency
  • reformed fitness test - credit competence
  • requirements and penalties, and 
  • unfair relationships.

The information on the pages listed above is outline only. Any legal views expressed in these pages or in any OFT guidance mentioned are those of the OFT. Only a court of law can give definitive legal view on the meaning of the provisions of the Consumer Credit Act 2006 or any legislation related to it. To find out your rights under the Act or other legislation you should obtain legal advice.

For general enquiries and guidance on the work of OFT, please phone us on 08457 22 44 99 or email enquiries@oft.gsi.gov.uk.

For an overview of the 2006 Act and the implementation timetable, please see the Department for Business, Enterprise and Regulatory Reform website.


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